How to get Opay ATM card

Do you have an Opay account and you are looking for how to get Opay ATM card.

In this article, you will find out:

• What Opay debit card is
• Why you need to apply for Opay ATM card
• How to get Opay card
• How to activate Opay card
• How to get an Opay virtual debit card
• Duration to get your card delivered to you
• How to use Opay card
• The cost of getting Opay card and much more

Let’s get started…

What is Opay Debit ATM Card?

Opay debit card is just like other bank debit cards, you can use it to withdraw from ATM and any POS merchant. The card was introduced in 2021 by Opay to reward customers when you make use of it.

Benefits of getting the OPay card

1. Zero maintenance fees
2. Acceptable anywhere in Nigeria
3. Withdraw from any ATM
4. Make a payment online in naira
5. Unlimited cashback
6. Free ATM withdrawal

Before you can get Opay ATM card, you must have opened an Opay account. If you haven’t done so, read our article on how to open Opay account.

How to get Opay ATM card

Before you can apply for the Opay debit card, make sure that you are already on either stage 2 of the KYC or 3. The default KYC (Know Your Customer) level 1 is not eligible for the Opay card, you need to link your BVN and upgrade to KYC level 2 before you can request the Opay debit card.

If you are already on the KYC level 2 or 3, then follow these steps to get Opay ATM card:

1. Login to your Opay app
2. Click on “Me” button
3. Click on “Request for OPay Debit card or Card” button.
4. You will see the virtual debit card first, swipe to the left to switch to the tab to request a physical debit card or rather request for the virtual card.
5. Enter your invite referral code or skip it
6. Select your Identity verification Type (National ID, International Passport or Driver’s Licence)
7. Select Pick up Location, or select ‘Express’ if you want the card delivered to your home/office for a delivery fee of N300.
8. Fill out other required details
9. Make a payment of N1000 which is the cost for the ATM Card.
10. Confirm your request.

Don’t worry, you’ll get your N1000 back as cashback after you receive and activate the ATM card.

Note: Once you receive the debit card, ensure that you activate it via the app, or by visiting any nearby Zenith bank ATM to complete the activation.

Let us take a look on how to activate Opay debit card after applying for it.

You can also read:

• How to transfer money from Opay
• How to borrow money from Opay
• How to get Opay POS machine
• How to block Opay account
• Opay customer care service number, email and office location

How to activate Opay card

After receiving the card, the next is to activate it and start making use of it. Follow the steps below to activate your card:

• Login to Opay app
• Go to Cards tab
• Tap on Activate Card
• Enter the PIN code you want to use for the Opay card and other necessary information.

Once you followed the steps above, your card would be activated. But if it failed, keep trying until it is done.

You’ll get your N1000 back as cashback after you have activated the ATM card.

How to activate Opay card at Zenith bank ATM

In case you don’t want to activate your Opay card using the app, you can only activate the card at any Zenith bank ATM branch only.

To activate Opay card at Zenith bank ATM, follow the steps below;

1. Visit any Zenith bank ATM
2. Insert your Opay debit card
3. Enter the card number and default PIN
4. You will be ask to create new PIN
5. Create your new transaction card PIN
6. Your card will be activated once you have created a new PIN

How to get an Opay virtual debit card

This is a virtual card by Opay, and it’s meant to be used virtually. You have to link your BVN as well to get this and it’s good if you want to purchase things online.

1. Login to your Opay app
2. Click on “Me” button
3. Click on “Request for OPay Debit card or Card” button.
4. You will see the virtual debit card
5. Click on it
6. Fill out the required details

How long does it take to deliver Opay card

Your Opay debit card will be delivered to the address you provided within a few days depending on your address. However, it takes about 2 days to get your card printed, and after it is printed it will be shipped to the address you provided.

You should probably wait after requesting the card until you receive the call from the dispatch rider. Once you receive your card, you’ll need to activate it by following the instructions provided in the app. Also note that you can choose the express option which will cost you 300, but your card will be delivered to you swiftly.

How to use Opay virtual card

The Opay virtual card can be use to make payment or complete transaction within the country.

How to activate my Opay debit card

After you receive your card, it is time to activate it and start making use of it.

Login to the Opay app and go to the Cards tab, tap on Activate Card.

Enter the information in the box provided and input the PIN code you want to use for your Opay card. Then it should get activated, you can try again if it failed at first, mine was activated successfully after two trials.

You’ll get your N700 as cashback after you activate the Opay debit card.

How much is Opay ATM card

The Opay ATM card cost N1000. However, the money will be returned to your Opay account after you receive and activate your Opay ATM card.

Is Opay card free

No, the OPay ATM card is not free. It cost N1000 and you’ll get your N1000 back as cashback after you have activated the ATM card.

Can I use Opay card on Aliexpress

Unfortunately you can’t use Opay card on Aliexpress. You will need to make use of other banks’ cards to complete your purchase on Aliexpress.

Can Opay card be used for international transaction

No, Opay card can not be use to make any international transaction. Opay card can only be use within the country to make payment.

Can I use Opay card for online payment

No, Opay card can not be use to make any online payment. Opay card can only be use within the country to make or complete payment. If you want to do any online payment, you will have to make use of other bank cards to do that.

What is Opay card limit

Opay debit card limit depends on your KYC level, the KYC level 3 is the best if you want to break limits. KYC level 2 is better for the average customer.

The Opay debit card has a lot of advantages and it has zero maintenance fees, something that banks don’t do. You still get cashback when you use the card and it is just amazing.

If you have any question, please feel free to make use of the comment box that is below the page, your queries will be answered as soon as possible.