How to transfer money from Opay to bank account using ussd code

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Are you looking for how to transfer money from Opay to bank account using USSD code?

In this article, you will find out:

  • What Opay USSD code is
  • How to transfer money from Opay to bank account using USSD code
  • How to transfer money from Opay to bank account using app
  • how to transfer money to Opay account
  • How to do fake transfer on Opay
  • How to check your Opay account balance and so much more.

Let’s get started…

What is OPay USSD code

Opay transfer code is *955#. OPay customers can buy airtime, send money, perform deposit and withdrawal transaction using this code.

Before you can transfer money from Opay, you must have opened an Opay account. If you haven’t done so, read our article on how to open Opay account.

How to Transfer Money from Opay to a Bank Account using USSD Code

How to Transfer Money from Opay to a Bank Account using USSD Code

Transferring money from your Opay wallet to another bank account is quite possible using both the Opay app and the Opay shortcode. Of course, using the latter attracts no data charges and it is fast to accomplish.

To transfer or send money to other local bank accounts using the Opay USSD code, here are the steps you must follow:

  1. Dial *955# using your Opay registered phone number,
  2. Select the option for “Transfer”
  3. Select option 2 to transfer to another bank and type the recipient’s account number
  4. Select the bank (eg Access, GT Bank, or First Bank)
  5. Type how much you want to transfer
  6. Confirm your transaction by providing your Opay Security Pin

Alternatively, you can simply dial *955*2*Amount*Recipient’s Account Number#, select the bank, and enter your Opay Pin to authorise the transfer.

How to transfer money from Opay to bank account using App

The first step you need to take is to fund your Opay wallet;

  • You can click on “Add Money” and select any of the options like Bank Transfer, Top-up with Card/Account, or you can visit an agent near you to fund your wallet.
  • The next step is to enter the amount you want to fund.
  • Click on “Add new payment option.”
  • Select either a Debit Card or Bank Account. For Bank Account, you’ll need to select your bank, enter the account number, enter your BVN, and then click “Confirm.” For a Debit Card, you need to enter the card details (16-digit card number, validity, and CVV number). Click “Confirm” once you’re done.
  • A verification code will be sent to you. Enter the code and click on “Complete Registration.”
  • After that, a pop-up message will show “Payment is successful” while your bank account will be debited, while your Opay account will be credited.

You can now go ahead and transfer to anyone;

  • You need to first click on “Transfer.”
  • Select either “To Bank Account” or “To Opay Account.”
  • Let’s assume you’re transferring to Bank Account, because this is a popular option. So, click on Select Bank to select the bank you’re sending the money to, then enter the 10 digits account number (the account name will verify and pop up), then tap “Next.”
  • Crosscheck the account details you’re transferring money to, and then click “Confirm.”
  • Now, you have to select the payment method. Since you’ve already added money to your wallet, you can just select “Balance” and click on Payment.
  • You’ll be asked to enter your Payment PIN. You’ll have to create one if you don’t have one yet.
  • After that, your transaction will be successful once your payment is confirmed.

Also check out:

How to Transfer Money to Opay Account

To fund your Opay wallet using USSD, simply dial *955#, select the “Add Money” option, and then follow the prompts. You can also withdraw money from your Opay account using the *955# code. Follow the guidelines below:

  • Dial *955#
  • Select the “Withdraw” option
  • Enter the Opay POS agent’s phone number
  • Enter the amount you want to withdraw
  • Then, enter your security pin to make a withdrawal

How to transfer to OPay using USSD

Opay transfer code is *955#. All Opay customers have access to the USSD code, which requires no action on their part.

To transfer money using the Opay USSD code, dial *955#. You select 1 and enter the recipient’s mobile number as well as the amount to be transferred. Then, to complete your transaction, enter your Opay pin.

How to transfer money from Opay to bank account using USSD code

To transfer money from Opay to bank account uusing the Opay USSD code is by dialing *955#. You select 1 and enter the recipient’s mobile number as well as the amount to be transferred. Then, to complete your transaction, enter your Opay pin.

How to transfer from GTB to OPay

To use the USSD code to transfer money from your GTB account to your OPay account:

  1. Dial *737*22#.
  2. Select mobile money
  3. Enter amount you want to transfer to your Opay wallet
  4. Enter your OPay Account No (Phone No)
  5. Select OPay
  6. Enter your GT Bank mobile USSD PIN to complete the transaction

How to Transfer Money from First Bank to Opay Account

Transferring money from a First bank account to an Opay account can be quite challenging, especially if you do not know the right USSD code to use. But you can achieve your aim with the following steps below

  1. Open your Opay app and log in to your account with your user details.
  2. Click on the “Add Money” button.
  3. Select the “Bank USSD” option.
  4. Select First Bank as your preferred bank.
  5. Enter the amount you want to transfer and select next.
  6. Copy the USSD code that appears on your screen.
  7. Paste the code in your phone dialer and dial.
  8. Confirm the name, and enter your bank transaction pin.

How to check Opay account balance

You can check your Opay balance from the app by logging in to your Opay account or by dialing *955*0# using the phone number registered with your Opay account.

Opay USSD Code for Balance

To check your Opay balance:

  • Simply dial *955*0# using the phone number registered with your Opay account
  • Select “My Balance” as your on-screen option,
  • Enter your Opay 4-digit security PIN,
  • Your Opay account balance will be displayed on your screen

Why can’t I transfer from my OPay account?

The following are reasons why you can’t transfer from your Opay account:

  • Poor network
  • Low KYC level
  • Incorrect transfer PIN
  • The bank you are transferring to money to has some issues

Why is my Opay saying transaction failed

Failed transaction may be due to bad network or the bank you are transferring to has issues.

How to do fake transfer on Opay

You can do fake transfers on Opay either by using the Opay app or the USSD code. It is important to understand that Opay is a reliable and trusted company. Performing fake transfers on Opay are highly prohibited. If you are caught doing fake transfer, you may be prosecuted.

How to delete transaction history on Opay

Deleting transaction history is not allowed because it provides proofs that transactions are occurring in your account. The only way to delete your transaction history is by deleting your Opay account.

If you have any question, please feel free to make use of the comment box that is below the page, your queries will be answered as soon as possible.


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Emmanuel David

I am the fountainhead of Deluxepreneur. With 7 years of experience, I love to write informative articles on careers, celebrity net worths and also step-by-step guides to our readers. Feel free to contact me if you have any inquiries.