Do you have a Union bank account and you are looking for Union bank transfer code so that you can make transactions without the use of internet connection.
Just like other banks, Union bank has their own Unique transfer codes so that their customers can perform transactions on their mobile device without the stress of going to the bank or in case of certain emergencies.
With the Union bank transfer code, you can;
- Transfer money fro one bank to another
- Make bills payment
- Buy or send airtime etc.
Before you can use the Union bank transfer code, you need to activate it first.
Requirements to use Union Bank USSD Code
The following are what you need before you can use the transfer code:
- An active bank account with Union Bank Nigeria Limited.
- Mobile number.
- Link your phone number to your bank account.
- Mobile phone.
- Link your debit card to your UBN account.
- Your phone must also be profiled for SMS alert.
How to activate your Union Bank Transfer code
- Dial *826# on the phone number linked to your Union Bank account.
- On the next screen, you will see a lot of options.
- Choose the appropriate option to continue the activation.
- Enter your bank account number you want to link.
- Set up a four(4) digits secret PIN you will use for transactions.
- Complete the activation process.
What is Union bank transfer code?
The Union bank transfer code is *826#. The below table shows Union bank transfer codes.
| Check balance | *826*4# |
| Buy airtime for yourself | *826*Amount# |
| Buy airtime for others | *826*Amount*the person’s mobile No# |
| Transfer money to Union Bank | *826*1*Amount*Account No# |
| Transfer money to other banks | *826*2*Amount*Account no# |
| Union bank cardless withdrawal | *826*7*amount# |
| Locate a branch/Union Direct Agent | *826*19# |
| Request a debit card | *826*21# |
| Data purchase | *826*9# |
| Request a loan | *826*41# |
| Pay merchants (mCash) | *826*22*merchantcode*amount# |
| Data capture after enrolment | *826*3*account no# |
| Card management (block and unblock card) | *826*21# |
| Increase transaction limit | *826*8# |
| Block your account from your phone number | *826*6# |
| Block your account from other phone numbers | *826*6*mobile number# |
How to Transfer money using Union bank transfer code.
If you want to transfer money to another Union bank account number, simply dial *826*1*amount*account number#.
For example, *826*10000*234567891#. Confirm the name of the beneficiary account number and input your 4 digit PIN to confirm the transfer.
How to Transfer money from my Union bank account to a Non Union bank account
To transfer money to a NUBAN (Non Union Bank Account Number) dial *826*2*amount*account number#.
For example; *826*2*2000*231456879#. Confirm the beneficiary account name and account number, input your 4 digit PIN, and confirm the transaction.
Note the following:
- Transferring money to a NUBAN account number would cost N52.00, but transferring to another Union Bank account is free.
- Performing a transaction via *826# is free for Glo, 9mobile and Airtel users.
- MTN network users will be charged N15 for transfer to a Union bank account.
- MTN network users will be charged N68 for transfer to other bank accounts
- You can only make transfers from your individual current or savings account. You cannot make transactions with the following account types: Corporate Accounts, Joint Accounts, Target Savings Accounts & Domiciliary accounts.
How to check your Union bank account balance
To check your Union bank account balance simply dial *826*4#. Once you dial it with the mobile number linked with your Union bank, you will receive your account balance.
How to buy airtime from your Union bank account
To buy airtime for yourself simply dial *826*amount#. For example; *826*500#
To buy airtime for another person, simply dial *826*amount*phone number#. For example; *826*500*08012345678#.
Union bank USSD Code transactions daily limit
- Daily transfer limit is N200,000 (Two hundred thousand Naira).
- Daily transaction limit on Airtime top-up is N20,000 (Twenty thousand Naira).
How to increase Union bank transaction limit
To increase Union bank transaction limit, simply dial *826*8# on your mobile phone and follow the on-screen prompts to complete the process.
How to block your ATM card using Union bank USSD code
To block your Union bank ATM card, dial *826*21# with your mobile number registered with Union Bank and follow the instructions that follows on your phone screen.
If you have any question, addition or subtraction please feel free to make use of the comment box below.
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